Bharatiya Janata Party · Lok Sabha General Election 2024
Last updated 2 Jun 2026
“We will use the Digital India infrastructure developed over the last 10 years to create a robust and easy Digital Credit solution to support the growth of small traders and MSMEs.”
Digital-infrastructure-enabled credit for MSMEs has been substantially advanced. Budget 2025-26 introduced a customised Micro Enterprise credit card (ME-Card) with a Rs 5 lakh limit for Udyam-registered micro enterprises (10 lakh cards targeted in year one), doubled the credit guarantee cover for micro and small enterprises from Rs 5 crore to Rs 10 crore (unlocking an estimated Rs 1.5 lakh crore additional credit over five years), and raised MSME classification limits to widen scheme access. These build on Udyam and account-aggregator/digital-lending rails. The digital-credit solution pledge is being delivered; full rollout and uptake are ongoing. Partial.
Budget 2025-26 introduces ME-Card (Rs 5 lakh customised credit card for Udyam-registered micro enterprises, 10 lakh in year one) and doubles MSME credit guarantee cover to Rs 10 crore.
View sourceWe will transform Bharat into the global hub for toy manufacturing, leveraging our skilled workforce and rich cultural heritage to produce innovative and high-quality toys.
We will rejuvenate and reposition Khadi as a national and global brand for sustainable lifestyle and undertake structural reforms to achieve these objectives.
We will expand the network of Dak Ghar Niryat Kendras to provide easy export facility to MSMEs, Small Traders, and Vishwakarma Families.
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