Low-interest loans and insurance for youth entering the taxi business
Indian National Congress · Himachal Pradesh Legislative Assembly Election 2022
Last updated 27 Jun 2026
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Original manifesto wording
“The Congress government will bring new schemes for youth entering the taxi business, from providing low-interest loans to implementing an insurance scheme.”
Our Assessment
The government launched an e-taxi scheme in November 2023 under the first phase of the Rs 680 crore Rajiv Gandhi Self-Employment Startup Yojana, itself cited as a Pratigya Patra promise, offering unemployed youth a 50% subsidy on e-taxi purchase, bank loans for the balance with no collateral guarantee, and government hiring of the e-taxis with an assured monthly income of around Rs 40,000. This substantially delivers the low-interest-loan support for youth entering the taxi business. However, the scheme is specific to electric taxis, and the promised insurance scheme component was not separately verified. Marked partial: strong delivery on the loan and support leg, e-taxi-specific, insurance component unconfirmed.
Sources & Evidence
Promise Timeline
E-taxi scheme launched under Rajiv Gandhi Self-Employment Startup Yojana, with 50% subsidy, no-collateral loans and government hiring.
View sourcePromise made in INC Himachal Pradesh manifesto and guarantees.
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